30 Year Fixed XXXX. 15 Year Fixed XXXX. 51 ARM Variable XXXX. Refinance rates valid as of and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 51 ARM, 7 years for a 71 ARM and 10 years for a 101 ARM). Select the About ARM rates link for important information, including estimated payments and rate adjustments.

The rate of interest on a loan, expressed as a percentage. Annual percentage yield (APR) The annual cost of a loan to a borrower. Like an interest rate, an APR is expressed as a percentage.

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While FHA does not require you have reserves when purchasing either a single family home or condominium, if you are purchasing a duplex or multi-family twothree months will typically be required. Home Condition. The home must meet FHAs minimum standards for the safety, quality and condition. Any defects found during the home inspection or appraisal which fall outside of FHAs standards will need to be repaired prior to closing.

Visit Guaranteed Rate often for mortgage-related topics that matter. All About Mortgage Reserves For Your Home Loan Approval.

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Top personal loans for poor credit scores