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Whether you need a payday loan in Canada or in the USA you should always be informed about the lender you select. Transparency is key when selecting a cash advance company to borrow money from. This disclaimer is for educational uses only and should not be considered legal advice. Private Loan Shop has no official government affiliation but complies with both provincial and federal laws in Canada and the United States. The APR | Representative APR ranges from 200 and 600.
The Annual Percentage Rate is the actual rate at that your online loan accrues and is based entirely upon a group of factors, including but not limited to the amount and interest attached to your loan, the term, repayment amounts and the payments schedules. Only the approving lender may give you your loan terms.
By law, in Canada and the United States, the payday lender must provide the APR before you enter into any loan agreement. The owneroperator of this site is not a payday lender, loan broker or agent for any lender or loan broker.
A deposit is usually made to your bank account after the paperwork is approved. When planning your budget, be aware of processing times at your personal bank. Always plan for the longest possible time frame to avoid any overdraft charges.
Most loans process quickly and can be done online. Time is often saved by this option. Driving around to visit various loan offices delays your monetary compensation.