Back then they didnt require much more than a job, a pulse and a Social Security Number. Times have sure changed. Today, more and more lenders are requiring cash reserves. This is true even when a particular loan program doesnt have reserve requirements. For example, VA loans do not require any cash reserves. But some lenders will impose their own requirements on top of the VAs minimum guidelines.
In the lending industry, these are known as overlays. So they might tell you up front there are no cash-reserve requirements on a particular loan, and then later the underwriter comes back and says there are. Or they might disclose them in advance. Either way, the end result quick cash loans nsw the same.
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