But this extra tax doesnt add up to that much money. If you borrow 1,000 and pay it back at 5 over one year, the interest is only 50 a year. And if you pay 15 in taxes on that 50, your tax hit only amounts to 7.

Thats trivial compared to the costs of a payday loan, or even a credit card loan. Possible Penalties. The biggest risk of a 401k loan is that you absolutely must pay it back on schedule.

If you dont, the unpaid portion of the loan gets treated as a withdrawal.

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Quick cash loans instant approval Payday Companies. State Guides. SameDayPayday. com is not a lender, does not broker loans or make credit decisions. This website collects information which you provide and then forwards it to one or more lenders in our network. Lenders are solely responsible to you for all aspects of the application or loan transaction, including compliance with all applicable laws and regulations. Lenders may perform a credit check to determine your creditworthiness.

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