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At that rate, the fees can quickly add up to more than the cost of a payday loan. So if you want to use overdraft protection to tide you over until payday, do it carefully. If you have a lot of small bills and just one big one thats more than you have in your account, pay the small ones first. Then pay the big one last, triggering the NSF fee, and dont touch your account again until payday. That way, youll only have to pay the fee once.
Use Online Lenders. If you cant get a loan from your local bank, try looking online.