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You are not alone. If you need help with a payday loan, remember that youre not alone. In 2013 the debt advice charity Personal loans 18000 helped 66,557 people in the same situation.
Source: StepChange Debt Charity. By law, they must: Direct you to sources of free and independent debt advice Suspend recovery of the debt for a reasonable period if youre developing a repayment plan with a debt adviser or on your own Treat you fairly and with consideration allowing you reasonable time to repay the loan which might include freezing interest and suspending charges.
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Remember to keep copies of all emails and letters you sent to the lender and write down details of your phone calls to them. This is evidence of how youve tried to contact them if they dont reply and you need to make a complaint.