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A co-signed personal loan may be an option for borrowers who dont qualify for a loan on their own. The lender considers the credit history and income of both the borrower and co-signer in approving a loan and may offer more favorable terms. Read the fine print. As with any financing, read the terms of the loan offers and get answers to your questions. In particular, watch for: Prepayment penalties. Most online lenders do not charge a fee for paying off the loan early, called a prepayment penalty or exit fee.
Automatic withdrawals. If a lender requires payments be automatically withdrawn from your checking account, consider setting up a low balance alert with your bank to avoid overdraft fees.
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Latest Posts From Our Blog. How To Get The Best Deal On Holidays. If youвЂre on a budget but would love to get away at some point in the next year or so, knowing how to get the best deal is crucial.
We take a look at some ways that you can get the best deal on a holiday and how to save money where you can.