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To protect yourself and your credit legit quick cash loans, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment personal loan balance transfer charges time, you should contact your lender immediately and discuss how to handle late payments.
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With that in mind, we looked for the highest and lowest fee each lender charges. This gives a good baseline for how much you can expect to pay and how these lenders approach state regulations, especially in the states with no regulations. The fees we list apply to a 100 loan for a 14-day period. Often, you see APRs listed for payday loans as high as 600.
Because you pay the loan back in two-weeks to a month, the APR serves mostly as a gauge of how expensive the loan is. Payday loans charge a finance fee, which ranges from 10 to 30 for each 100 you borrow.