These people have all my information. I have reported this incident to the FTC, Attorney General and plan to report it to BBB. They called me from area code 530 714. I have been receiving these calls for the past couple of days at my job.
This guy with a thick indian accent by the name of Charles Smith claimed that I took out a payday loan back in May 2009 and that I have not paid and my account has been sent to the personal loan agreement draft india department for US Cash advance.
he claimed that if I didnt pay at least 479 dollars today that they would file court papers on me tomorrow morning. I have repeatedly asked them to send me documents on this loan that I supposedly taken out but he told me that he could not provide that information.
Soooo basically i asked, you are suing me for taking out a loan but you have no documentation showing that i actually signed for and received a loan. And also your name is Charles Smith with a heavy indian accent?.
The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors.
Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on. See a Representative Example. Borrow 200 for 14 days with a 30 to 60 lender fee. Your estimated APR is 391 to 782 Calculation: (lender fee loan amount) x personal loan agreement draft india of days in a year duration of the loan) x 100 Low End of Range: (30 200) (365 days 14 days) x 100 391.
07 High End of Range: (60 200) (365 days 14 days) x 100 782. 14 Payday loans are relatively expensive when compared with other loan products. Payday loans are not recommended as a long term financial solution and they personal loan agreement draft india only be taken for emergency financial needs. The APR on online personal loans can reach up to 1,386 depending on the lenders terms, borrowers residence state, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan extension plan, and other factors.
An online payday loan is a great solution for a short term cash problems. It is simple. You can apply for a cheap payday loan online in comfort of your home and get money the as soon as tomorrow or next business day. Why online. Because it is easy and takes only few minutes to get you the cheapest payday loans. First of all you don't need to leave your house and you can still get your instant payday loan.
Secondly when personal loan agreement draft india for a payday loan online, you don't need to provide any documents. In order to qualify for a payday loans online uk you need to be over 18 years old.