If you do, typical loan amounts range from 500 to 5,000 with an APR of anywhere from 5. 99 to 35. 99, according to their website. The repayment terms generally range from 3 to 36 months. So, for instance, payday advance $255 you were to take out a 3,000 loan with a payday advance$255. 99 interest rate and 24-month term, you can expect to pay 177 a month. Your principal would be around 3,173 with another 1,252 in interest - which isnt ideal, but if you need cash fast with poor credit it is an option.

So, well reiterate: Before accepting an unsavory loan offer, be sure that you have no other options, and that you can definitely pay back the entire loan when its due.

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I advised him to not call ever again but he would not let me get a word in. He finally hung up on me. I will be going to the bank as soon as possible to change my account number. I received a similar call as posted above at work today, and I had one in July regarding a payday loan that would be heading to court if payday advance \$255 did not make payment immediately, and i will be arrested. I could not get information about what load, when it was taken out, how much etc. He could not forward me information, but he did know my email address.

He finally gave me the name of the company as usacashadvance. com.