California residential lot and land loans. We provide TWO types of lot land financing in California: Consumer - Bank financing for the purchase of one land lot parcel for construction of a primary or second home; we do not offer land lot refinance loans at this time, nor do we offer cash-out (equity loans) on raw land. We do offer construction financing once the pre-development of the project is underway if you already own a lot land parcel.
Developer - land acquisition development financing for experienced developers and spec home builders commercial development contractors. This is private banking private money minimum documents required for personal loan intended to assist residential and commercial developers in establishing land tracts and subdivision maps, followed by construction financing. Consumer - Residential Lot Land PURCHASE Loans Land purchase financing for the purchase of ONE California residential lot land parcel, per applicant, for future construction of an owner-occupied, primary or second home SFR residence.
See our land loan restrictions.
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