Similarly, they will not threaten criminal charges or sue borrowers; they will generally offer debt settlements over time instead.

Every lender in our network is required to adhere to the Fair Debt Collection Practices Act, which protects consumers from being abused or harassed by debt collectors. Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies - Experian, Equifax and Transunion.

This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. After the lenders receive payment in full, they can report it to the credit reporting agencies. We remind that late payment or non-payment of your loan can have negative impact on your credit history.

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" Of course we have continued to try and call him back but he only picked up once after he originally called and told him we know he's a fraud and he should be put in jail and now he's not picking up. hmmmmmm. I wonder why. So glad I found this complaint site. I just received a phone call exactly like all of these.

A guy with a thick middle eastern accent, american name and threatening to sue me, arrest me, have me investigated. Would not give me what it was in reference to, had to dig it out of him.

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Lowest interest rate for unsecured personal loan