No Credit or Bad Credit OK. If you have no credit at all, there is nothing for a lender to check, except for your employment income or any income you receive. No credit does not disqualify you from getting a loan. Bad credit may or may not be a problem. It depends on a lenders decision. Faster Processing. The obvious upside is that you can expect to get the money much faster with no paperwork than what you would otherwise get from other financial institutions.
You can apply for a guaranteed payday loan online sitting at home or at work as long as you have access to a computer. One Hour Money. When you look online for a loan company that offers online personal loans or payday loans, they will always claim that they can process a fast application process.
I found it easy to work with them. " -Greg x. Wonderful "MoneyKey is wonderful to work with. If I had a question it was always answered correctly and promptly. " -Desiree. State Licensed. MoneyKey is a state licensed online lender and credit services provider that follows all applicable federal and state rules and regulations. MoneyKey is licensed as a Credit Services Organization (CSO) and Credit Access Business (CAB) in the states Ohio and Texas, respectively. You can rely on MoneyKey to protect your information in accordance with industry standards.
Selling personal and financial information low interest personal loans for good credit big business. People who buy your information may use it to try to sell you good and services, charge you for goods and services you didnt agree to buy or charge amounts other than what you authorized, or try to commit identity theft. Even if you never hit "Submit" to complete the transaction, your information can be captured through keystroke logging a program used to see and store everything you enter on application.
Loan Aggregators. Unlike a direct lender which lends you the money, a loan aggregator is a middleman a company that collects your personal and financial information on a loan application and shops it around to lenders who may offer you a loan. 59 cash loans aggregators, also called lead generators, can and do sell the information included on loan applications, and potential borrowers may not even know it.
The application may ask for your name, address, phone number, date of birth, Social Security number, bank or credit card account number, annual income, and more.
Shopping for a Loan. Payday loans can be expensive; other credit offers may come with lower rates and costs.