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For most users a bad credit history will not have a massive impact on the decision, but there still may be a credit check and you may be asked to supply further documentation. This can all easily be done online.
Still, sometimes you will need to fax additional documents. If you are approved and wish to go ahead with the loan, you will be required to provide details for a basic checking account where the money can be deposited and the repayments taken. During the working week, you can expect to see the funds in as fast as the next business day. Loan Terms. Just like kotak mahindra bank personal loan rate of interest other form of credit you do not have to accept an offer if you do not agree to the terms or have simply changed your mind.
Before signing the agreement it is important that you go through these terms and make sure you fully understand them and decide whether the loan truly suits your financial situation. Remember that on top of the principal amount borrowed you will also be paying an Annual Percentage Rate of interest (APR).
This will be spread across each repayment installment.
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