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The Best Online Personal Loans of 2018. Editor's Note: Lending Club is currently the subject of an FTC lawsuit alleging it charges hidden fees and deducts double payments. Weve been reviewing personal loans for seven years, and for our most recent update we looked at 15 of the most popular online lenders.
WARNING - Do you really need a loan today. It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow: For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Email: http:www.
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If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges andor raised interest and may affect your credit score.
Please read the charges section of the lenders website before finalising your loan. Collection Practices. Most lenders will contact you by phone, letter andor email in order to rearrange payment. Non-payment may result in charges andor raised interest and may affect your credit score.