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How easy is it to qualify for a personal loan

I told the man I filed bankruptcy back then. Can they still get any money after 8 yrs gone by. Can they do anything. Louise, you didn't say if you received your discharge of debts in that Chapter 13 bankruptcy, and if you listed that payday loan in your schedule of debts. If the answer to both questions is "yes", then you shouldn't owe them anything. Send them a copy of your discharge of debts.

Those companies are known to lie about most anything to get you to pay them.

How easy is it to qualify for a personal loan

Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds.

Please see below for a cost comparison. • Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR • Overdraft Fee: 40 charge, 782.

14 APR • Late Fee: 20 charge, 521. 43 APR • Short Term Loan: 10 charge, 260. 71 APR. Implications of Late Payment. If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible. Late payment fees are set by your lender in accordance with the regulations in your state, and lenders also determine their own policies in regard to how they handle late payments.

How easy is it to qualify for a personal loan