I only have enough money from Social Security to pay my rent and utilities and feed my grandchildren, who live with me. I believe I should take Ch. If so, will I have to pay a large amount for the bankruptcy services. I live in Tennessee and saw a bankruptcy attorney last spring. He said I would have to go Ch. 13 and pay his firm 675 per month to manage fnb bank personal loans bills. I couldn't afford that amount. Thanks, in advance, for you advice.
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