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Expensive real estate markets like Los Angeles and San Francisco have higher loan limits. Jumbo mortgage. Citibank cash advance singapore jumbo mortgage is one that exceeds loan limits set by the FHA.

In most markets, a jumbo loan is one that exceeds roughly 400,000. However, in expensive markets like New York City and San Francisco, the limits are higher; in these markets, a jumbo loan is one that exceeds roughly 600,000. Jumbo loans usually require higher down-payments and excellent credit.

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