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It turns out there's a huge online bidding process for such loans. ETaxLoan isn't a lender at all, but something called a lead generator. It finds potential customers, then passes them on. When I tried to contact eTaxLoan to learn more, I might as well have been looking for the cash loans in port elizabeth grail. The company's customer service line connected to a recording that said "due to an overwhelming response to great loans," it could not take calls.
The site lists an address in Delaware - but the company isn't at that address. I spent days trying to find the company's physical location, without success.