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Can you get a mortgage with bad credit. Even after the subprime mortgage crisis, its still possible to get a mortgage with bad credit. Of course, your choices will be more limited. Experts say its wise to work with mortgage brokers who can help you evaluate your options. One of them is an adjustable-rate mortgage, which can be easier to qualify for than conventional fixed-rate loans.
One of the best places to look cash king loans oklahoma city ok the Federal Housing Administrations loan program. Because the government backs these loans, lenders can still offer competitive interest rates while accommodating borrowers with credit scores of 580 and above.
Youll need a down payment of at least 3. 5 - far less than the typical 20 required for conventional mortgages.