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Tanya, if you'll read the article above again, you'll see that what they are threatening you with is typical of what they do. Now about the fact (if true) that you didn't list them as a creditor in your Chapter 7 filing, in California that debt is eliminated anyway (assuming that the rest of your creditors got nothing from your bankruptcy).
If you don't live in California, you'll have to check with a bankruptcy attorney in your state about that issue. In any event, you should be asking your own bankruptcy attorney about this because heshe knows the details of your bankruptcy. Question: I live in California. In early January I got one of those installment loans that was approved because I have a car.
Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.