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Payday loans come in a variety of forms. The varieties are meant to meet the specific needs of a varied customer base. The most common is the short-term loan with reimbursement expected once the next paycheck is received.
These are often approved the same day with a personal check for collateral. The cash advance interest rate metrobank common one has a two week time frame. Cash loans, title loans, and same day loans all fall under the payday loans category. The term refers to loans that depend on your income rather than credit scores. Title loans are a little different, as they require the collateral of your vehicle ownership title.
Payday loans are all designed to meet a common goal.