I was very sceptical but also relieved. I ended up saying "I'll call back" and calling Cox to confirm and sure enough, that was the case. Cox had given the debt to PFS to handle so I had to pay them. So I called them back and ended up paying the 99 and they assured me it would be processed in 24-48 hours. I was recording the call for insurance. A few days later, the Derogatory mark on my account was gone.
I am completely free of that debt.
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ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC dba ACE Cash Express, CS. 900100. 000, and made by, and subject to the approval of, an unaffiliated third party lender.
Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender.