Use whatever money you save from not paying those bills to cover emergency needs. If you cant pay consumer debts such as auto loans or mortgages, explore your options with the lender first before turning to toxic high-rate loans. Borrow from yourself. Request a payroll advance: Ask your employer for a cash advance on your capitec atm cash loans, which usually doesnt cost you any fees and which you repay via payroll deduction. Some companies also offer low-cost loans to workers in crises.
You also might consider Earnin, an app that offers workers advances that they repay in a lump sum on payday at no interest.
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Arthritis Health Center. Healthy Joints. Exercise and nutrition tips for preventing pain and stiffness.