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You also need to have a valid phone number, and you need to be able to provide proof of employment. An active checking account is usually required if you want to qualify for a payday loan, but some lenders will issue loans if you can provide proof of a savings account. Finally, some lenders require a social security number. What is a payday loan. A payday loan is one that is typically repaid with the borrower's next paycheck. These types of loans are also known best personal loans sydney cash advances, and they aren't given out by banks, but instead by loan stores.
These loans are among the most expensive types of debt, and they come with interest rates that are much steeper than those offered with typical bank loans.