Award winning service. Our multi-award winning Customer Service team was voted 'highly commended' in the Most Trusted Loans Provider category at the Moneywise Customer Service Awards - for the third year in a row.
What our customers say. Every stage of the application from applying to receiving the cash was extremely straightforward. The staff are so professional and offer a truly personal service. Frequently Asked Questions. What can I borrow money for. You can borrow money for most things, including: - A car or vehicle - Home improvements - Debt consolidation - A special event such as a wedding or holiday - Any other reasonable purpose.
Will applying for a loan affect my credit score. You can receive a free personalised loan quote without any impact on your credit file.
If you have further questions, we invite you to contact us at anytime. We look forward to helping you solve your financial troubles. WHEN DO I REPAY THE LOAN. Loan repayment terms differ by lender. Thus, it is important to check the loan agreement from your lender for information on the lender's repayment terms.
IMPORTANT CUSTOMER INFORMATION.
In most cases, the repayment for the cash advance is taken out of the account before any other checks, charges or automatic payments are allowed to post. In 2014, after receiving numerous complaints about the fees related to their cash advances, many major banks discontinued this practice.
Do Cash Advances Hurt Your Credit Score. Taking out a cash advance has no direct impact on your credit or credit score, but it can affect it indirectly in various ways.
First, if you take the advance using a credit card, it will raise your outstanding balance, which will raise your credit utilization ratio, a measure that credit scoring models use to calculate your score.
For example, if you owe 500 on a 1,500 limit card, then your credit utilization ratio is only 30.