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Rental Assistance. Who are these organizations - and why should you trust them. NerdWallet has vetted the organizations listed in this database to ensure that they provide consumer-first services, either through low-interest loans or financial assistance. These local community centers and nonprofits serve people who need help with rent, transportation, paying utilities or other emergencies.

They're part of your community and have track records of helping people just like you. Many offer advice and education to help you make the right financial decisions even after the immediate crisis has passed. Not only do these organizations offer an alternative to payday loans when an advanced cash payments need arises, they also help avert a cycle of debt that can trap you for years.

That empowers you to make the right financial decisions for you and your family far into the future. Why is NerdWallet interested in payday loans.

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Tremont Lending has been selected as your lender and you have been pre-approved for a loan up to 750. " If I wanted to borrow 750 for a week, I would have had to pay 225 in interest. The site said that was an annual percentage rate of more than 1,300 percent. I did not advanced cash payments to take the loan.

But within minutes, my phone rang (I had entered my real phone number). It was a guy from Tremont Lending, in South Dakota. I told him I was a reporter, that I didn't really want a loan, and Advanced cash payments figured that would be the end of it. But then, I started to get more calls.

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