Like I said just scary to get a call like that. After I talked with my attorney I googled some helpful tips, thank you for your advice Malcolm Ruthven. :) Veronica, glad I could help a bit. And good for your own bankruptcy attorney for knowing it was a scam.

Aren't payday loan companies fun. I file for chapter 7 in February 2014. It was discharged in June 2014. Now I'm starting to get calls from a payday loan that I got on line.

I mention I filed chapter in 2014. They said they pulled my bankruptcy file and I did not mention their company on it.

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About 1 in 10 unemployed Americans has used a payday loan in the past five years although they may have been employed when they took out the loan.

Disabled people use payday loans at an even higher rate. Roughly 12 have used one in the last five years. Separated or Divorced. Only about 13 of American adults are separated or divorced. However, this group makes up 25 of all payday loan users.

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Consumers have multiple types of loans from which to choose, including home loans, car loans, credit card advances, and home equity loans. Online installment loans are designed to help when you need a short-term loan fast and have bad credit or even no credit.

Consider an online installment loan if youre short on money, dont have other credit options, and need help with expenses. The application process is fast as it is done completely online.

Most people complete the process in about 10 minutes. Lenders use your credit score to determine if youre a good or bad risk for a loan.

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