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Short a cash advance is _____ repayment rates can have high interests and if you cannot manage your monthly finances and bills, you can end up not only having to pay these high interest rates, but also fines and added fees. You can also be labelled with bad credit, and this can negatively affect your future ability to take out loans and acquire credit.

Debt consolidation helps you with your repayments in a responsible and manageable way. It allows you to repay several previously acquired, smaller loans by creating one larger loan.

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